Monthly Premium vs. Total Annual Cost

Before you compare monthly premium vs. total annual cost

• •Start with your household size and estimated annual income -- both directly affect eligibility and Marketplace subsidy amounts.
• •Compare plans using the same categories every time: premium, deductible, copay structure, coinsurance, and out-of-pocket maximum.
• •A licensed agent can confirm what's actually available to you before you commit to any single option.